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International Financial Organization Loan

The International Financial Organization (IFO) Loan is granted mainly by the World Bank and the Asian Development Bank (ADB).

1. IFO loans are mainly granted to projects related to China's "Go-West" strategy, infrastructure, agriculture, ecology and environmental protection. They come without country restrictions in terms of procurement.
2. IFO loans usually have a term of 15-20 years; the interest rates are usually floating with rates similar to that of international financial markets.

1. You should start by applying for project initiation with your local Development and Reform Commission and financial department while submitting an application to ABC for on-lending.
2. After the project is approved by the Development and Reform Commission, the Ministry of Finance and the relevant IFO, ABC will review and assess the project. 
3. ABC will sign the relevant agreement(s) with the IFO and sign the on-lending agreement with the applicant before disbursement of the loan.

1. ABC will determine the spreads charged of on-lending based upon the agreement(s) with the IFO and the regulations of the Ministry of Finance as well as in consideration of the risks in the project.
2. ABC is well experienced in on-lending, having successfully conducted IFO on-lending many times before and provided supporting RMB funds for our customers.

Note: Please contact your local branch for detailed information about the service.

Customer Service Center : 95599


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