The Personal Comprehensive Consumer Loan is an RMB loan issued by ABC to the borrower for specific consumption purposes, including home improvement, parking space purchase, purchase of durable consumer goods, travel, overseas study, marriage, healthcare, purchase of high-value life insurance and other personal consumptions.
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Personal small-amount guaranteed insurance loan, or Bao Jie Loan, refers to loans made by ABC to qualified personal customers who have bought personal consumer credit guaranteed insurance from insurance companies for legal personal consumer purposes. The maximum policy term is three years with a minimum coverage amount of RMB10,000 up to a maximum coverage amount of RMB150,000.
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